Holborn Assets UK Are Independent Financial Advisers
We consider independence and the freedom to provide unbiased and impartial advice to our clients an essential ingredient for being able to bring the best solutions to their needs.
Holborn Assets UK are directly authorised by the Financial Conduct Authority (FCA) and have no ties to any investment managers, banks or insurance companies. Therefore, we can always objectively recommend the products, policies or plans which are the most suitable and cost-effective solutions to the particular client’s situation, without having to prefer products offered by one or a few providers.
The Importance of Independent Financial Advice
Although most people are aware of the possible conflict of interest that is inherent in many advisor-to-client relationships in the financial services industry, some still have limited understanding of the difference in business models and ways of compensation between independent financial advisors (like Holborn Assets UK), whose business is designed in a way that aims to prevent such conflict of interest, and advisors who are effectively agents or employees of banks, insurance companies or investment managers, naturally being restricted or incentivised to recommend exclusively or primarily the products of that particular provider, even in situations when other products would be more suitable to their clients’ needs. Furthermore, some financial advisers and wealth managers try to position themselves somewhere in the middle between these two models and blur the distinction between them.